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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $68,628 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $16,119 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,729 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY INSURANCE SERVICES I Service code 55 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Other Commissions | $474 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,830 | $34,242-80.1% | $76,523-91.1% | $75,289-90.9% |
| Participation rate | 19.4% | 43.9%-24.5pp | 68.0%-48.6pp | 72.4%-53.0pp |
| Annual return | -6.37% | -0.98%-5.4pp | -0.27%-6.1pp | -0.04%-6.3pp |
| Employer contribution / active EE | $103 | $975-89.5% | $2,647-96.1% | $2,405-95.7% |
| Participant deferral / active EE | $321 | $1,872-82.8% | $3,835-91.6% | $3,739-91.4% |
| Admin fee / account holder | $69 | $112-38.6% | $4,848-98.6% | $102-32.8% |