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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,899 | $159,934+182.6% | $147,005+207.4% | $145,959+209.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.83% | 98.24%-93.4pp | 418.76%-413.9pp | 561.95%-557.1pp |
| Employer contribution / active EE | $11,673 | $5,287+120.8% | $4,934+136.6% | $4,661+150.5% |
| Participant deferral / active EE | $19,633 | $8,427+133.0% | $8,070+143.3% | $6,689+193.5% |
| Admin fee / account holder | $8,712 | $15,053-42.1% | $13,006-33.0% | $13,398-35.0% |