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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,664 | $156,398+55.2% | $147,318+64.7% | $138,895+74.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.55% | 78.75%-63.2pp | 70.43%-54.9pp | 145.39%-129.8pp |
| Employer contribution / active EE | $4,033 | $4,853-16.9% | $4,593-12.2% | $4,194-3.8% |
| Participant deferral / active EE | $11,256 | $8,237+36.7% | $7,906+42.4% | $6,396+76.0% |
| Admin fee / account holder | $62,227 | $14,976+315.5% | $13,708+354.0% | $12,562+395.4% |