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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,374 | $138,076+41.5% | $123,553+58.1% | $135,380+44.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.72% | 153.70%-163.4pp | 119.21%-128.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $4,455 | $5,152-13.5% | $4,628-3.7% | $4,779-6.8% |
| Participant deferral / active EE | $9,142 | $6,800+34.4% | $6,426+42.3% | $5,609+63.0% |
| Admin fee / account holder | $602 | $10,917-94.5% | $9,284-93.5% | $10,828-94.4% |