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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,991 | $162,136-95.1% | $152,301-94.8% | $154,746-94.8% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 18.26% | 91.02%-72.8pp | 80.50%-62.2pp | 172.34%-154.1pp |
| Employer contribution / active EE | $2,108 | $4,890-56.9% | $4,624-54.4% | $4,379-51.9% |
| Participant deferral / active EE | $2,729 | $8,341-67.3% | $8,004-65.9% | $6,730-59.5% |
| Admin fee / account holder | $3,147 | $15,759-80.0% | $14,398-78.1% | $14,365-78.1% |