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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,980 | $56,339-77.0% | $104,299-87.6% | $68,490-81.0% |
| Participation rate | 84.7% | 63.3%+21.5pp | 73.3%+11.5pp | 67.9%+16.8pp |
| Annual return | -17.28% | -9.19%-8.1pp | 24.62%-41.9pp | -7.85%-9.4pp |
| Employer contribution / active EE | $4,453 | $1,960+127.2% | $3,373+32.0% | $2,597+71.5% |
| Participant deferral / active EE | $909 | $3,077-70.5% | $4,626-80.4% | $4,028-77.4% |
| Admin fee / account holder | $2,697 | $4,902-45.0% | $7,339-63.2% | $5,403-50.1% |