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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,167 | $79,894-77.3% | $135,792-86.6% | $82,637-78.0% |
| Participation rate | 88.2% | 63.0%+25.2pp | 72.6%+15.6pp | 68.1%+20.2pp |
| Annual return | 16.64% | 17.20%-0.6pp | 25.96%-9.3pp | 53.51%-36.9pp |
| Employer contribution / active EE | $8,692 | $2,165+301.5% | $3,496+148.7% | $2,552+240.6% |
| Participant deferral / active EE | $313 | $3,194-90.2% | $4,759-93.4% | $4,126-92.4% |
| Admin fee / account holder | $3,659 | $6,434-43.1% | $12,266-70.2% | $7,339-50.1% |