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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,478 | $61,605-84.6% | $112,273-91.6% | $75,181-87.4% |
| Participation rate | 89.8% | 61.7%+28.2pp | 72.4%+17.4pp | 67.2%+22.6pp |
| Annual return | 12.98% | 28.47%-15.5pp | 30.23%-17.3pp | 160.69%-147.7pp |
| Employer contribution / active EE | $5,037 | $2,015+149.9% | $3,431+46.8% | $2,671+88.6% |
| Participant deferral / active EE | $168 | $3,108-94.6% | $4,800-96.5% | $4,126-95.9% |
| Admin fee / account holder | $2,535 | $4,862-47.9% | $7,752-67.3% | $5,650-55.1% |