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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,192 | $70,587-78.5% | $124,694-87.8% | $85,851-82.3% |
| Participation rate | 84.4% | 64.4%+20.0pp | 74.6%+9.8pp | 69.3%+15.1pp |
| Annual return | 15.30% | 20688.83%-20673.5pp | 5144.82%-5129.5pp | 318.63%-303.3pp |
| Employer contribution / active EE | $4,228 | $1,913+121.0% | $3,325+27.2% | $2,565+64.8% |
| Participant deferral / active EE | $643 | $2,969-78.3% | $4,615-86.1% | $3,952-83.7% |
| Admin fee / account holder | $3,595 | $5,282-31.9% | $7,495-52.0% | $6,261-42.6% |