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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,264 | $99,995-68.7% | $85,063-63.2% | $145,978-78.6% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 11.12% | 83.99%-72.9pp | 66.54%-55.4pp | 550.52%-539.4pp |
| Employer contribution / active EE | $4,610 | $3,231+42.7% | $2,727+69.0% | $4,662-1.1% |
| Participant deferral / active EE | $9,381 | $5,295+77.2% | $4,523+107.4% | $6,690+40.2% |
| Admin fee / account holder | $27,294 | $7,255+276.2% | $6,155+343.4% | $13,400+103.7% |