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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,251 | $93,124-43.9% | $77,100-32.2% | $134,545-61.2% |
| Participation rate | 56.3% | 74.5%-18.2pp | 67.9%-11.7pp | 81.2%-25.0pp |
| Annual return | 0.00% | 62.68%-62.7pp | 42.35%-42.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $1,340 | $3,421-60.8% | $2,815-52.4% | $4,742-71.7% |
| Participant deferral / active EE | $2,976 | $5,242-43.2% | $4,430-32.8% | $6,401-53.5% |
| Admin fee / account holder | $5,543 | $6,970-20.5% | $5,443+1.8% | $11,431-51.5% |