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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,496 | $160,040-29.7% | $147,096-23.5% | $145,877-22.9% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 11.28% | 98.49%-87.2pp | 419.75%-408.5pp | 551.28%-540.0pp |
| Employer contribution / active EE | $5,771 | $5,289+9.1% | $4,936+16.9% | $4,663+23.8% |
| Participant deferral / active EE | $8,465 | $8,429+0.4% | $8,071+4.9% | $6,691+26.5% |
| Admin fee / account holder | $3,600 | $15,050-76.1% | $13,005-72.3% | $13,402-73.1% |