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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,731 | $84,518+106.7% | $67,704+158.1% | $125,389+39.4% |
| Participation rate | 50.0% | 74.8%-24.8pp | 67.5%-17.5pp | 83.2%-33.2pp |
| Annual return | -3.65% | 2.57%-6.2pp | 25.41%-29.1pp | 282.24%-285.9pp |
| Employer contribution / active EE | $1,613 | $3,292-51.0% | $2,559-37.0% | $4,866-66.9% |
| Participant deferral / active EE | $7,435 | $4,430+67.8% | $3,585+107.4% | $5,352+38.9% |
| Admin fee / account holder | $0 | $5,340-100.0% | $4,255-100.0% | $9,541-100.0% |