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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,156 | $96,388+81.7% | $80,627+117.2% | $139,466+25.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 13.90% | 1352.08%-1338.2pp | 936.76%-922.9pp | 373.66%-359.8pp |
| Employer contribution / active EE | $3,354 | $3,260+2.9% | $2,723+23.2% | $4,754-29.4% |
| Participant deferral / active EE | $13,308 | $5,224+154.7% | $4,443+199.5% | $6,712+98.3% |
| Admin fee / account holder | $534 | $6,603-91.9% | $5,381-90.1% | $11,409-95.3% |