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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,117 | $54,355+86.0% | $82,744+22.2% | $68,486+47.6% |
| Participation rate | 34.5% | 63.9%-29.4pp | 72.6%-38.1pp | 67.9%-33.4pp |
| Annual return | -8.09% | -13.67%+5.6pp | 702.22%-710.3pp | -7.85%-0.2pp |
| Employer contribution / active EE | $511 | $2,219-77.0% | $3,008-83.0% | $2,597-80.3% |
| Participant deferral / active EE | $1,210 | $3,246-62.7% | $4,395-72.5% | $4,028-70.0% |
| Admin fee / account holder | $581 | $4,397-86.8% | $5,325-89.1% | $5,404-89.3% |