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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,745 | $89,367-58.9% | $141,191-74.0% | $72,975-49.6% |
| Participation rate | 56.8% | 75.1%-18.4pp | 82.5%-25.7pp | 69.5%-12.7pp |
| Annual return | 19.97% | 111.87%-91.9pp | 71.41%-51.4pp | 81.01%-61.0pp |
| Employer contribution / active EE | $1,621 | $3,115-47.9% | $4,736-65.8% | $2,440-33.5% |
| Participant deferral / active EE | $3,017 | $5,419-44.3% | $6,710-55.0% | $3,608-16.4% |
| Admin fee / account holder | $5,005 | $5,957-16.0% | $10,264-51.2% | $5,124-2.3% |