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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,794 | $77,817-61.7% | $123,553-75.9% | $64,173-53.6% |
| Participation rate | 66.7% | 74.7%-8.0pp | 82.3%-15.6pp | 69.6%-2.9pp |
| Annual return | -4.69% | 12.49%-17.2pp | 119.21%-123.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $2,027 | $3,014-32.7% | $4,628-56.2% | $2,381-14.8% |
| Participant deferral / active EE | $4,261 | $5,240-18.7% | $6,426-33.7% | $3,470+22.8% |
| Admin fee / account holder | $8,086 | $5,519+46.5% | $9,284-12.9% | $4,887+65.4% |