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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,889 | $55,446+0.8% | $155,574-64.1% | $74,429-24.9% |
| Participation rate | 63.8% | 61.9%+1.9pp | 78.2%-14.4pp | 67.2%-3.4pp |
| Annual return | 17.38% | 269.20%-251.8pp | 64.87%-47.5pp | 1368.38%-1351.0pp |
| Employer contribution / active EE | $1,935 | $2,266-14.6% | $4,676-58.6% | $2,625-26.3% |
| Participant deferral / active EE | $3,637 | $2,836+28.2% | $5,629-35.4% | $4,348-16.4% |
| Admin fee / account holder | $997 | $1,743-42.8% | $15,914-93.7% | $1,944-48.7% |