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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,921 | $77,908-34.6% | $149,696-66.0% | $75,173-32.3% |
| Participation rate | 64.4% | 65.6%-1.2pp | 78.8%-14.4pp | 67.2%-2.8pp |
| Annual return | 21.63% | 31.73%-10.1pp | 134.46%-112.8pp | 160.72%-139.1pp |
| Employer contribution / active EE | $1,791 | $3,138-42.9% | $4,821-62.8% | $2,671-32.9% |
| Participant deferral / active EE | $3,715 | $3,411+8.9% | $5,682-34.6% | $4,126-10.0% |
| Admin fee / account holder | $2,645 | $5,950-55.5% | $13,212-80.0% | $5,651-53.2% |