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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,491 | $73,863-33.0% | $143,797-65.6% | $68,490-27.7% |
| Participation rate | 62.7% | 66.7%-4.0pp | 80.3%-17.6pp | 67.9%-5.2pp |
| Annual return | -15.76% | 0.91%-16.7pp | -0.04%-15.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $1,842 | $3,185-42.2% | $4,952-62.8% | $2,597-29.1% |
| Participant deferral / active EE | $3,786 | $3,385+11.9% | $5,638-32.9% | $4,028-6.0% |
| Admin fee / account holder | $2,035 | $5,756-64.6% | $14,679-86.1% | $5,403-62.3% |