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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $22,007 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $12,512 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,740 | $65,125-63.5% | $143,797-83.5% | $66,949-64.5% |
| Participation rate | 69.8% | 65.2%+4.6pp | 80.3%-10.5pp | 69.8%0pp |
| Annual return | -13.01% | -11.13%-1.9pp | -0.04%-13.0pp | 1.57%-14.6pp |
| Employer contribution / active EE | $845 | $2,362-64.3% | $4,952-82.9% | $2,545-66.8% |
| Participant deferral / active EE | $5,360 | $2,920+83.5% | $5,638-4.9% | $4,239+26.4% |
| Admin fee / account holder | $180 | $503-64.2% | $14,679-98.8% | $594-69.7% |