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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,035 | $147,556-68.1% | $129,031-63.5% | $198,609-76.3% |
| Participation rate | 84.6% | 77.2%+7.4pp | 73.4%+11.3pp | 82.4%+2.2pp |
| Annual return | 16.68% | 37.41%-20.7pp | 34.67%-18.0pp | 202.70%-186.0pp |
| Employer contribution / active EE | $0 | $3,645-100.0% | $3,226-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $9,779 | $5,760+69.8% | $5,217+87.4% | $6,977+40.2% |
| Admin fee / account holder | $1,957 | $15,467-87.4% | $13,208-85.2% | $19,030-89.7% |