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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,619 | $110,379-89.5% | $102,412-88.7% | $145,884-92.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.31% | 24.84%-12.5pp | 24.94%-12.6pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,775 | $4,216-57.9% | $3,870-54.1% | $4,662-61.9% |
| Participant deferral / active EE | $2,264 | $5,622-59.7% | $5,060-55.3% | $6,690-66.2% |
| Admin fee / account holder | $508 | $9,745-94.8% | $8,388-93.9% | $13,392-96.2% |