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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,614 | $102,393-64.2% | $147,041-75.1% | $80,911-54.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 82.2%-32.2pp | 67.6%-17.6pp |
| Annual return | 19.35% | 134.95%-115.6pp | 419.21%-399.9pp | 35.63%-16.3pp |
| Employer contribution / active EE | $2,081 | $3,715-44.0% | $4,935-57.8% | $2,756-24.5% |
| Participant deferral / active EE | $5,366 | $6,647-19.3% | $8,071-33.5% | $4,297+24.9% |
| Admin fee / account holder | $6,660 | $7,943-16.2% | $13,006-48.8% | $6,935-4.0% |