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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,923 | $93,589-63.8% | $135,942-75.0% | $75,181-54.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 81.9%-31.9pp | 67.2%-17.2pp |
| Annual return | 17.45% | 30.90%-13.5pp | 68.28%-50.8pp | 160.69%-143.2pp |
| Employer contribution / active EE | $1,398 | $3,537-60.5% | $4,858-71.2% | $2,671-47.6% |
| Participant deferral / active EE | $3,734 | $6,405-41.7% | $7,759-51.9% | $4,126-9.5% |
| Admin fee / account holder | $6,609 | $6,977-5.3% | $10,764-38.6% | $5,650+17.0% |