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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 17 · EIN 74-2794194 | Pension Consulting | $11,459 |
Service code 37 · EIN 48-1205033 | Loan Processing | $7,617 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,805 | $69,383-68.6% | $101,264-78.5% | $73,493-70.3% |
| Participation rate | 77.7% | 68.4%+9.3pp | 75.8%+1.9pp | 70.7%+7.0pp |
| Annual return | 16.26% | 18.46%-2.2pp | 46.48%-30.2pp | 28.51%-12.3pp |
| Employer contribution / active EE | $1,141 | $2,628-56.6% | $3,660-68.8% | $2,270-49.7% |
| Participant deferral / active EE | $2,379 | $3,301-27.9% | $4,370-45.6% | $3,740-36.4% |
| Admin fee / account holder | $145 | $704-79.3% | $5,947-97.6% | $513-71.7% |