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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,180 | $63,346-69.7% | $92,240-79.2% | $70,126-72.6% |
| Participation rate | 79.4% | 68.7%+10.7pp | 76.5%+2.9pp | 69.5%+9.8pp |
| Annual return | 14.90% | 530.19%-515.3pp | 176.29%-161.4pp | 73.15%-58.3pp |
| Employer contribution / active EE | $1,100 | $2,471-55.5% | $3,680-70.1% | $2,343-53.0% |
| Participant deferral / active EE | $2,479 | $2,854-13.1% | $3,897-36.4% | $3,332-25.6% |
| Admin fee / account holder | $466 | $3,841-87.9% | $5,194-91.0% | $4,645-90.0% |