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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,793 | $154,228-80.7% | $145,433-79.5% | $137,256-78.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.84% | 74.59%-55.7pp | 66.58%-47.7pp | 220.34%-201.5pp |
| Employer contribution / active EE | $1,217 | $4,804-74.7% | $4,554-73.3% | $4,156-70.7% |
| Participant deferral / active EE | $4,998 | $8,216-39.2% | $7,897-36.7% | $6,407-22.0% |
| Admin fee / account holder | $3,010 | $14,344-79.0% | $13,129-77.1% | $12,270-75.5% |