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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,299 | $117,895-47.2% | $102,460-39.2% | $145,897-57.3% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 19.81% | 31.92%-12.1pp | 29.47%-9.7pp | 552.29%-532.5pp |
| Employer contribution / active EE | $3,085 | $3,619-14.8% | $3,025+2.0% | $4,663-33.8% |
| Participant deferral / active EE | $7,173 | $5,736+25.0% | $5,056+41.9% | $6,689+7.2% |
| Admin fee / account holder | $15,005 | $13,353+12.4% | $9,460+58.6% | $13,390+12.1% |