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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,951 | $131,835+6.9% | $108,582+29.8% | $273,972-48.6% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.6%+7.9pp | 83.0%+4.5pp |
| Annual return | 13.96% | -91.57%+105.5pp | -51.70%+65.7pp | 41.46%-27.5pp |
| Employer contribution / active EE | $12,135 | $4,913+147.0% | $3,758+222.9% | $4,869+149.2% |
| Participant deferral / active EE | $8,288 | $5,127+61.6% | $4,311+92.3% | $5,287+56.8% |
| Admin fee / account holder | $539 | $10,253-94.7% | $7,645-92.9% | $10,133-94.7% |