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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,836 | $142,392-8.8% | $119,622+8.5% | $134,532-3.5% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | -20.07% | -12.46%-7.6pp | -14.98%-5.1pp | 418.27%-438.3pp |
| Employer contribution / active EE | $3,264 | $5,224-37.5% | $4,232-22.9% | $4,741-31.1% |
| Participant deferral / active EE | $6,108 | $6,467-5.5% | $5,601+9.1% | $6,401-4.6% |
| Admin fee / account holder | $4,913 | $13,593-63.9% | $10,328-52.4% | $11,429-57.0% |