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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 26 · EIN 26-4310632 | Advisory (Participants) | $35,964 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,345 |
BAKER TILLY US, LLP3 years Filed as: BAKER TILLY VIRCHOW KRAUSE, LLP Service code 10 · EIN 39-0859910 | Accounting | $19,570 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,236 | $48,576+48.7% | $169,452-57.4% | $56,287+28.3% |
| Participation rate | 90.4% | 65.8%+24.6pp | 77.8%+12.6pp | 69.9%+20.5pp |
| Annual return | -0.98% | -2.51%+1.5pp | 1.83%-2.8pp | -9.96%+9.0pp |
| Employer contribution / active EE | $3,816 | $1,559+144.7% | $4,157-8.2% | $2,111+80.8% |
| Participant deferral / active EE | $7,103 | $3,275+116.9% | $5,277+34.6% | $3,350+112.1% |
| Admin fee / account holder | $433 | $435-0.4% | $9,110-95.2% | $521-16.8% |