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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $25,362 |
BAKER TILLY US, LLP2 years Filed as: BAKER TILLY VIRCHOW KRAUSE, LLP Service code 10 · EIN 39-0859910 | Accounting | $15,118 |
MORGAN STANLEY SMITH BARNEY2 years Service code 26 · EIN 26-4310632 | Advisory (Participants) | $13,337 |
Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 · EIN 26-4310632 | Advisory (Participants) | $8,173 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 99 HARBORSIDE FINANCIAL CTR · JERSEY CITY, NJ 07311 | Other Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,271 | $52,639+35.4% | $185,117-61.5% | $62,293+14.4% |
| Participation rate | 92.5% | 63.9%+28.6pp | 77.3%+15.2pp | 69.5%+23.0pp |
| Annual return | 20.00% | 19.57%+0.4pp | 40.50%-20.5pp | 28.90%-8.9pp |
| Employer contribution / active EE | $3,295 | $1,483+122.2% | $4,182-21.2% | $2,042+61.3% |
| Participant deferral / active EE | $6,798 | $3,097+119.5% | $5,045+34.7% | $3,169+114.5% |
| Admin fee / account holder | $301 | $374-19.5% | $8,159-96.3% | $479-37.2% |