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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,096 | $157,276-55.4% | $141,177-50.3% | $152,885-54.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.92% | 64.33%-50.4pp | 71.40%-57.5pp | 345.39%-331.5pp |
| Employer contribution / active EE | $8,521 | $5,262+61.9% | $4,736+79.9% | $4,763+78.9% |
| Participant deferral / active EE | $4,427 | $7,110-37.7% | $6,710-34.0% | $5,851-24.3% |
| Admin fee / account holder | $46,589 | $12,123+284.3% | $10,263+353.9% | $11,598+301.7% |