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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,772 | $150,447-42.3% | $136,298-36.3% | $147,586-41.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.48% | 1049.15%-1030.7pp | 5156.27%-5137.8pp | 578.59%-560.1pp |
| Employer contribution / active EE | $9,909 | $5,256+88.5% | $4,696+111.0% | $4,876+103.2% |
| Participant deferral / active EE | $7,663 | $6,631+15.6% | $6,247+22.7% | $5,439+40.9% |
| Admin fee / account holder | $12,318 | $10,906+12.9% | $9,244+33.3% | $10,886+13.2% |