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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,659 | $155,555-34.0% | $146,866-30.1% | $155,188-33.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.99% | 115.41%-100.4pp | 102.85%-87.9pp | 148.84%-133.8pp |
| Employer contribution / active EE | $2,589 | $4,647-44.3% | $4,425-41.5% | $4,248-39.0% |
| Participant deferral / active EE | $8,872 | $8,044+10.3% | $7,759+14.3% | $6,531+35.8% |
| Admin fee / account holder | $7,362 | $14,755-50.1% | $13,620-45.9% | $14,480-49.2% |