Retirement plan

S.P.E.A.R.PHYSICAL THERAPY PLLC 401(K) PLAN

Name: S.P.E.A.R. PHYSICAL THERAPY PLLC - S.P.E.A.R.PHYSICAL THERAPY PLLC 401(K) PLAN (2017) Form 5500
Creator: S.P.E.A.R. PHYSICAL THERAPY PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, S.P.E.A.R.PHYSICAL THERAPY PLLC 401(K) PLAN, S.P.E.A.R. PHYSICAL THERAPY PLLC

S.P.E.A.R. PHYSICAL THERAPY PLLCEIN 20-2775993Plan #002PY 2017

120 E 56TH ST - NEW YORK, NY 100223607212-759-2211

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.8M

+27.6% from 2016

Total participants

-1.3% from 2016

Average account balance

$44,517

+7.0% from 2016

Annual return

17.01%

+10.80 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

429

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

36.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.15M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$132

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$101K

$1717 / participant

Other / not subdivided$101K100.0%

% of EOY assets

3.669%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$44,517

$84,236-47.2%

$170,435-73.9%

$70,126-36.5%

Participation rate

79.7%

70.8%+8.8pp

83.6%-3.9pp

69.5%+10.1pp

Annual return

17.01%

23.06%-6.1pp

205.94%-188.9pp

73.15%-56.1pp

Employer contribution / active EE

$2,102

$3,387-38.0%

$5,432-61.3%

$2,343-10.3%

Participant deferral / active EE

$3,511

$3,086+13.8%

$4,939-28.9%

$3,332+5.4%

Admin fee / account holder

$1,634

$5,698-71.3%

$13,881-88.2%

$4,645-64.8%

S.P.E.A.R.PHYSICAL THERAPY PLLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

S.P.E.A.R.PHYSICAL THERAPY PLLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion