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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,028 | $99,652+35.5% | $78,778+71.4% | $147,586-8.5% |
| Participation rate | 46.2% | 76.2%-30.1pp | 69.2%-23.0pp | 82.8%-36.7pp |
| Annual return | 23.69% | 47.28%-23.6pp | 35.62%-11.9pp | 578.59%-554.9pp |
| Employer contribution / active EE | $1,405 | $2,796-49.7% | $1,986-29.2% | $4,876-71.2% |
| Participant deferral / active EE | $3,942 | $3,664+7.6% | $2,958+33.2% | $5,439-27.5% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |