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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,873 | $82,630+24.5% | $64,105+60.5% | $125,389-18.0% |
| Participation rate | 45.5% | 75.9%-30.4pp | 68.2%-22.7pp | 83.2%-37.7pp |
| Annual return | 1.06% | 1489.72%-1488.7pp | 791.24%-790.2pp | 282.24%-281.2pp |
| Employer contribution / active EE | $1,131 | $2,671-57.7% | $1,820-37.9% | $4,866-76.8% |
| Participant deferral / active EE | $4,694 | $3,608+30.1% | $2,822+66.3% | $5,352-12.3% |
| Admin fee / account holder | $0 | $6,382-100.0% | $4,499-100.0% | $9,541-100.0% |