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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,218 | $78,013-69.0% | $178,449-86.4% | $80,911-70.1% |
| Participation rate | 97.9% | 65.7%+32.2pp | 77.1%+20.8pp | 67.6%+30.2pp |
| Annual return | 10.62% | 18.07%-7.4pp | 27.09%-16.5pp | 35.63%-25.0pp |
| Employer contribution / active EE | $1,140 | $2,287-50.2% | $3,951-71.2% | $2,756-58.6% |
| Participant deferral / active EE | $4,672 | $4,408+6.0% | $6,277-25.6% | $4,297+8.7% |
| Admin fee / account holder | $3,447 | $7,166-51.9% | $10,362-66.7% | $6,935-50.3% |