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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,388 | $56,918-87.0% | $182,540-96.0% | $65,185-88.7% |
| Participation rate | 88.8% | 66.5%+22.3pp | 78.0%+10.8pp | 70.2%+18.6pp |
| Annual return | 44.00% | 27.67%+16.3pp | 148.58%-104.6pp | 29.38%+14.6pp |
| Employer contribution / active EE | $929 | $1,615-42.4% | $4,076-77.2% | $2,177-57.3% |
| Participant deferral / active EE | $2,603 | $3,526-26.2% | $5,525-52.9% | $3,514-25.9% |
| Admin fee / account holder | $1,447 | $531+172.5% | $8,593-83.2% | $847+70.8% |