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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $9,266 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $8,093 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,277 | $66,302-4.6% | $110,243-42.6% | $56,287+12.4% |
| Participation rate | 63.0% | 74.9%-12.0pp | 79.8%-16.9pp | 69.9%-6.9pp |
| Annual return | -4.64% | -1.18%-3.5pp | 314.76%-319.4pp | -9.96%+5.3pp |
| Employer contribution / active EE | $980 | $2,047-52.1% | $3,827-74.4% | $2,111-53.6% |
| Participant deferral / active EE | $3,089 | $3,381-8.6% | $4,672-33.9% | $3,350-7.8% |
| Admin fee / account holder | $162 | $698-76.8% | $8,548-98.1% | $521-68.9% |