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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $73,678 |
CREATIVE PLANNING LLC4 years Filed as: CREATIVE PLANNING Service code 27 · EIN 43-1270780 | Advisory (Plan) | $71,089 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,666 | $105,248+34.6% | $147,318-3.8% | $71,012+99.5% |
| Participation rate | 96.7% | 66.1%+30.6pp | 82.1%+14.6pp | 58.6%+38.2pp |
| Annual return | 22.11% | 26.02%-3.9pp | 70.43%-48.3pp | 37.67%-15.6pp |
| Employer contribution / active EE | $5,845 | $3,785+54.4% | $4,593+27.3% | $2,348+149.0% |
| Participant deferral / active EE | $12,953 | $6,452+100.8% | $7,906+63.8% | $3,246+299.1% |
| Admin fee / account holder | $141 | $862-83.7% | $13,708-99.0% | $1,167-87.9% |