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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,432 | $115,810-73.7% | $101,271-69.9% | $158,966-80.9% |
| Participation rate | 64.7% | 79.4%-14.7pp | 75.8%-11.1pp | 82.0%-17.3pp |
| Annual return | 13.77% | 56.15%-42.4pp | 46.48%-32.7pp | 302.95%-289.2pp |
| Employer contribution / active EE | $1,027 | $4,175-75.4% | $3,660-71.9% | $4,762-78.4% |
| Participant deferral / active EE | $1,505 | $4,958-69.6% | $4,371-65.6% | $5,983-74.8% |
| Admin fee / account holder | $7,674 | $7,248+5.9% | $5,948+29.0% | $11,250-31.8% |