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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,680 | $107,363-78.9% | $92,909-75.6% | $152,897-85.2% |
| Participation rate | 61.9% | 79.8%-17.9pp | 76.0%-14.1pp | 82.5%-20.5pp |
| Annual return | 18.76% | 145.63%-126.9pp | 109.44%-90.7pp | 345.43%-326.7pp |
| Employer contribution / active EE | $998 | $4,222-76.4% | $3,653-72.7% | $4,764-79.1% |
| Participant deferral / active EE | $1,490 | $4,848-69.3% | $4,238-64.8% | $5,851-74.5% |
| Admin fee / account holder | $8,863 | $7,082+25.2% | $5,795+52.9% | $11,599-23.6% |