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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,919 | $81,276+40.2% | $155,574-26.8% | $80,925+40.8% |
| Participation rate | 95.1% | 66.2%+28.9pp | 78.2%+16.9pp | 67.7%+27.5pp |
| Annual return | 2.16% | 33.36%-31.2pp | 64.87%-62.7pp | 35.65%-33.5pp |
| Employer contribution / active EE | $5,358 | $3,103+72.7% | $4,676+14.6% | $2,756+94.4% |
| Participant deferral / active EE | $6,826 | $3,453+97.7% | $5,629+21.3% | $4,299+58.8% |
| Admin fee / account holder | $986 | $7,993-87.7% | $15,914-93.8% | $6,940-85.8% |