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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,089 | $77,908+47.7% | $149,696-23.1% | $75,173+53.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.54% | 31.73%-20.2pp | 134.46%-122.9pp | 160.72%-149.2pp |
| Employer contribution / active EE | $4,270 | $3,138+36.1% | $4,821-11.4% | $2,671+59.9% |
| Participant deferral / active EE | $5,458 | $3,411+60.0% | $5,682-4.0% | $4,126+32.3% |
| Admin fee / account holder | $746 | $5,950-87.5% | $13,212-94.3% | $5,651-86.8% |