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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,095 | $85,171+22.2% | $172,753-39.7% | $72,976+42.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 17.04% | 27.32%-10.3pp | 803.00%-786.0pp | 81.02%-64.0pp |
| Employer contribution / active EE | $4,334 | $3,324+30.4% | $5,144-15.7% | $2,440+77.6% |
| Participant deferral / active EE | $5,171 | $3,260+58.6% | $5,198-0.5% | $3,608+43.3% |
| Admin fee / account holder | $1,710 | $5,880-70.9% | $13,956-87.7% | $5,124-66.6% |