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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,919 | $81,233+40.2% | $155,567-26.8% | $80,874+40.9% |
| Participation rate | 95.1% | 66.2%+28.9pp | 78.2%+16.9pp | 67.6%+27.5pp |
| Annual return | 2.16% | 33.33%-31.2pp | 64.74%-62.6pp | 35.62%-33.5pp |
| Employer contribution / active EE | $5,358 | $3,101+72.8% | $4,674+14.6% | $2,756+94.4% |
| Participant deferral / active EE | $6,826 | $3,452+97.7% | $5,628+21.3% | $4,297+58.9% |
| Admin fee / account holder | $986 | $7,998-87.7% | $15,916-93.8% | $6,935-85.8% |