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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,919 | $81,358+40.0% | $155,556-26.8% | $80,959+40.7% |
| Participation rate | 95.1% | 66.3%+28.9pp | 78.2%+16.9pp | 67.7%+27.5pp |
| Annual return | 2.16% | 33.39%-31.2pp | 64.84%-62.7pp | 35.67%-33.5pp |
| Employer contribution / active EE | $5,358 | $3,106+72.5% | $4,675+14.6% | $2,757+94.3% |
| Participant deferral / active EE | $6,826 | $3,455+97.6% | $5,631+21.2% | $4,300+58.7% |
| Admin fee / account holder | $986 | $7,994-87.7% | $15,885-93.8% | $6,925-85.8% |