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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,570 | $72,273-27.3% | $101,275-48.1% | $79,856-34.2% |
| Participation rate | 32.1% | 68.5%-36.3pp | 75.8%-43.7pp | 69.6%-37.5pp |
| Annual return | 16.90% | 22.30%-5.4pp | 46.48%-29.6pp | 31.71%-14.8pp |
| Employer contribution / active EE | $1,554 | $2,691-42.3% | $3,660-57.5% | $2,471-37.1% |
| Participant deferral / active EE | $1,858 | $3,282-43.4% | $4,371-57.5% | $3,741-50.3% |
| Admin fee / account holder | $1,440 | $4,401-67.3% | $5,948-75.8% | $5,306-72.9% |